A real estate agent friend of mine said she was showing houses. I said, “Anything I might be interested in?” Her response was, “What are you looking for?” I had never been asked that question before. I thought a bit. I’m a real estate investor focused on single-family homes I can rent out for more than the underlying mortgage/rent. My primary interest is in “bread and butter” houses, i.e., three-bedroom, two-bath, two-car garage houses in relatively nice middle-class neighborhoods. I don’t care about the underlying monetary terms like the size of the mortgage, interest, etc. I do care about the term, i.e., if the note is going to ballon (be due) in a short while that constricts me too much. I am looking for people who are in trouble because they have to move, they’re going into foreclosure, they’re getting a divorce, probate, etc. Many times, because of legal constraints and “ethical” constraints, a realtor cannot help them. I recently talked to a guy who had to move to Las Vegas. I asked to rent it from him and then sublet it out. He said, “No.” I then said I’d take over his mortgage. His realtor said that I was “trying to rip him off.” He texted me that I was a sham artist, so he declined and his house went into foreclosure. Ooops! One lawyer told me taking over a mortgage was mortgage fraud. Yep. And, I told him, then “lend them the money.” He declined. LOL. F**king lawyers. Every time I’ve taken over a mortgage, I paid the mortgage faithfully. Yes, there are scammers out there, but that’s not me. The idea is to help people out of a jam that their realtor can’t help them with; very simple. So, that’s what I’m looking for. People in need whom I can help. I’ll look at the numbers and if they haven’t dug a hole too deep, I step in and help them.